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NYSE · CIK 0000759944 · STATE COMMERCIAL BANKS

CITIZENS FINANCIAL GROUP INC/RI

CFG chart by TradingView
P/E 14.1xP/B 1.1xP/SALES 3.4xEV/EBITDA FCF YIELD

PRICE HISTORY

LIVE · NYSE
CFG chart by TradingView
REVENUE FY2025 ENDED DEC 2025
$8.2B
EBITDA
FREE CASH FLOW
EPS
$4.19
GROSS MARGIN
ROIC
Q2 FY26ENDED JUN 2026HOVERDRAG ACROSS ANY CHART TO SCRUB ALL 24 · 40 QUARTERS SHOWNVALUATIONGROWTHPROFITABILITY & RETURNSCASH & CAPITALBALANCE SHEET

VALUATION

what you pay for a unit of the business7 CHARTS

P / E RATIO (TTM)

14.1x
+7%
LATEST · Q2 FY26
14.1xQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
5.5x17.8x

P / SALES (TTM)

3.4x
+36%
LATEST · Q2 FY26
3.4xQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
1.2x3.7x

P / BOOK

1.1x
+79%
LATEST · Q2 FY26
1.1xQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
0.4x1.1x

EV / EBITDA (TTM)

LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

EV / REVENUE (TTM)

-0%
LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
4.3x5.4x

FCF YIELD (TTM)

-2.9pp
LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
4.62%13.10%

DIVIDEND YIELD (TTM)

2.57%
-0.8pp
LATEST · Q2 FY26
2.57%Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
2.57%7.60%

GROWTH

is the business getting bigger5 CHARTS

REVENUE

$2.3B
+65%
LATEST · Q2 FY26
2.3BQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

EBITDA (DERIVED)

LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

NET INCOME

$0.6B
+98%
LATEST · Q2 FY26
0.6BQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

EPS (DILUTED)

$1.38
+141%
LATEST · Q2 FY26
1.38Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

REVENUE GROWTH YOY

12.08%
-2.1pp
LATEST · Q2 FY26
12.08%Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
-9.64%31.22%

PROFITABILITY & RETURNS

what survives to the bottom, and what it earns on capital4 CHARTS

FCF MARGIN

+7.3pp
LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
-26.22%60.62%

RETURN ON CAPITAL

+1.9pp
LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
3.37%6.04%

RETURN ON EQUITY (TTM)

8.12%
+3.2pp
LATEST · Q2 FY26
8.12%Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26
4.66%9.90%

MARGIN FUNNEL

every line is a share of the same revenue, so they read on one scale — the gaps are what each layer takes out, and net rises above operating when income arrives from outside the business
GROSS MARGIN
OPERATING MARGIN
NET MARGIN25.71%
FCF MARGIN
69.3143.2517.20-8.85-34.90NETFCFQ3 FY16Q3 FY17Q3 FY18Q3 FY19Q3 FY20Q3 FY21Q3 FY22Q3 FY23Q3 FY24Q3 FY25Q2 FY26

CASH & CAPITAL

where the money actually goes5 CHARTS

FREE CASH FLOW

+44%
LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

STOCK-BASED COMP

$0.0B
+1125%
LATEST · Q2 FY26
0.0BQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

CAPITAL EXPENDITURE

+118%
LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

SHARES OUTSTANDING

0.43B
-18%
LATEST · Q2 FY26
0.43BQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

DIVIDEND / SHARE

$0.46
+70%
LATEST · Q2 FY26
0.46Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

BALANCE SHEET

how much cushion there is3 CHARTS

CASH & EQUIVALENTS

+40%
LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

TOTAL DEBT

$15.2B
+28%
LATEST · Q2 FY26
15.2BQ3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

DEBT / EBITDA (TTM)

LATEST · Q2 FY26
Q3 FY16Q3 FY18Q3 FY20Q3 FY22Q3 FY24Q2 FY26

OWNERSHIP

10 LARGEST HOLDERS · WHO OWNS THE FLOAT
INSTITUTIONS 101.44%INSIDERS 0.69%OTHER / RETAIL 0.00%1,462 INSTITUTIONAL FILERS
HOLDER% HELDSHARESVALUECHANGE
Blackrock Inc.11.09%46.7M$3.39B+2.5%
Capital World Investors6.63%27.9M$2.03B-24.4%
Vanguard Capital Management LLC6.38%26.9M$1.95BNEW
Invesco Ltd.5.44%22.9M$1.67B+0.9%
State Street Corporation4.81%20.3M$1.47B-11.0%
Vanguard Portfolio Management LLC4.73%19.9M$1.45BNEW
Morgan Stanley3.02%12.7M$923.8M+13.3%
Geode Capital Management, LLC2.80%11.8M$858.3M+4.0%
Ninety One UK Ltd1.86%7.9M$570.6M+16.0%
AQR Capital Management, LLC1.74%7.3M$533.4M-5.0%
AS OF 2026-03-31 · MOST RECENT 13F FILINGS
SOURCE → 10-K · 10-Q · 8-K / GUIDANCE · ALL FILINGS
FILING DATA AS OF 2026-08-10. Figures are derived from public SEC EDGAR filings (40most recent quarters shown, Q4 implied as full-year minus Q1-Q3). Valuation multiples use each period’s fiscal period-end close. Live price charts and quotes are provided by TradingView. This page is informational only — it is not investment advice, and figures are not warranted for accuracy. EBITDA is not a GAAP measure; it is derived as operating income + D&A. Verify against the linked source filing before relying on any number here.