Nasdaq · CIK 0001820953 · PERSONAL CREDIT INSTITUTIONS
Affirm Holdings, Inc.
AFRM chart by TradingView
PRICE HISTORY
LIVE · NASDAQAFRM chart by TradingView
- REVENUE FY2025 ENDED JUN 2025
- $3.2B
- EBITDA
- $0.1B
- FREE CASH FLOW
- $0.6B
- EPS
- $0.15
- GROSS MARGIN
- —
- ROIC
- 0.56%
Q3 FY26ENDED MAR 2026HOVERDRAG ACROSS ANY CHART TO SCRUB ALL 24 · 25 QUARTERS SHOWNVALUATIONGROWTHPROFITABILITY & RETURNSCASH & CAPITALBALANCE SHEET
VALUATION
what you pay for a unit of the business7 CHARTS⤢
P / E RATIO (TTM)
41.7x
-91%41.7x456.1x
⤢
P / SALES (TTM)
4.0x
-82%1.9x33.5x
⤢
P / BOOK
4.2x
-39%1.1x13.6x
⤢
EV / EBITDA (TTM)
38.0x
-83%38.0x218.1x
⤢
EV / REVENUE (TTM)
5.8x
+32%4.4x9.7x
⤢
FCF YIELD (TTM)
4.93%
+6.1pp-10.58%4.93%
⤢
DIVIDEND YIELD (TTM)
—
GROWTH
is the business getting bigger5 CHARTS⤢
REVENUE
$1.0B
+699%⤢
EBITDA (DERIVED)
$0.2B
+$0.2B⤢
NET INCOME
$0.1B
+$0.1B⤢
EPS (DILUTED)
$0.30
+$0.94⤢
REVENUE GROWTH YOY
32.64%
-22.2pp7.39%76.93%
PROFITABILITY & RETURNS
what survives to the bottom, and what it earns on capital4 CHARTS⤢
FCF MARGIN
31.30%
+41.0pp-127.99%129.48%
⤢
RETURN ON CAPITAL
3.50%
+18.1pp-14.56%3.50%
⤢
RETURN ON EQUITY (TTM)
10.11%
+26.9pp-38.88%10.11%
MARGIN FUNNEL
every line is a share of the same revenue, so they read on one scale — the gaps are what each layer takes out, and net rises above operating when income arrives from outside the businessGROSS MARGIN—
OPERATING MARGIN8.51%
NET MARGIN9.91%
FCF MARGIN31.30%
CASH & CAPITAL
where the money actually goes5 CHARTS⤢
FREE CASH FLOW
$0.3B
+$0.3B⤢
STOCK-BASED COMP
$0.1B
+790%⤢
CAPITAL EXPENDITURE
$0.1B
+1080%⤢
SHARES OUTSTANDING
0.35B
+624%⤢
DIVIDEND / SHARE
—
BALANCE SHEET
how much cushion there is3 CHARTS⤢
CASH & EQUIVALENTS
$1.7B
+231%⤢
TOTAL DEBT
$8.9B
+383%⤢
DEBT / EBITDA (TTM)
14.6x
-74%14.6x55.2x
OWNERSHIP
10 LARGEST HOLDERS · WHO OWNS THE FLOATINSTITUTIONS 88.81%INSIDERS 4.35%OTHER / RETAIL 6.84%876 INSTITUTIONAL FILERS
| HOLDER | % HELD | SHARES | VALUE | CHANGE |
|---|---|---|---|---|
| Capital Research Global Investors | 8.35% | 24.6M | $1.85B | +6.3% |
| Capital World Investors | 7.65% | 22.5M | $1.69B | +3.7% |
| Morgan Stanley | 7.38% | 21.7M | $1.63B | -5.6% |
| Blackrock Inc. | 6.36% | 18.7M | $1.41B | -0.8% |
| FMR, LLC | 5.88% | 17.3M | $1.30B | +26.5% |
| Vanguard Capital Management LLC | 4.13% | 12.2M | $914.5M | NEW |
| Vanguard Portfolio Management LLC | 3.94% | 11.6M | $872.9M | NEW |
| State Street Corporation | 2.05% | 6.0M | $453.8M | +3.1% |
| BAILLIE GIFFORD & CO | 1.99% | 5.9M | $440.7M | +10.4% |
| Durable Capital Partners Lp | 1.92% | 5.6M | $425.1M | +53.5% |
AS OF 2026-03-31 · MOST RECENT 13F FILINGS
SOURCE → 10-K · 10-Q · 8-K / GUIDANCE · ALL FILINGS
FILING DATA AS OF 2026-08-10. Figures are derived from public SEC EDGAR filings (40most recent quarters shown, Q4 implied as full-year minus Q1-Q3). Valuation multiples use each period’s fiscal period-end close. Live price charts and quotes are provided by TradingView. This page is informational only — it is not investment advice, and figures are not warranted for accuracy. EBITDA is not a GAAP measure; it is derived as operating income + D&A. Verify against the linked source filing before relying on any number here.
FILING DATA AS OF 2026-08-10. Figures are derived from public SEC EDGAR filings (40most recent quarters shown, Q4 implied as full-year minus Q1-Q3). Valuation multiples use each period’s fiscal period-end close. Live price charts and quotes are provided by TradingView. This page is informational only — it is not investment advice, and figures are not warranted for accuracy. EBITDA is not a GAAP measure; it is derived as operating income + D&A. Verify against the linked source filing before relying on any number here.